Financial Inclusion
Helping individuals and communities access structured financial opportunities.
RC 23569
67,000+ Members
Established Cooperative Community
The Digital Platform of IMSSM Cooperative Society
IMSSM is an established cooperative society. Our digital platform is designed to bring existing cooperative operations into one secure, organised and accessible environment for our community of 67,000+ members.
RC 23569
Registered with the Oyo State Ministry of Trade, Investment and Cooperatives
Technology Enabled
Digital Member Services
Financial Inclusion
Access to Financial Opportunities
Community Focused
Local Economic Development
Digital Transformation
An Established Cooperative. Now Digitally Connected.
IMSSM has built its cooperative community over the years. Our digital platform is designed to bring that existing cooperative operation into one secure, organised and accessible environment.
Member registration
Member records
Savings and contributions
Loan applications
Repayment tracking
Digital statements
Coordinator operations
Notifications
Business education
67,000+
Members
5
State Zones
33
LGAs
35
LCDAs
2,000,000
Aspirational Membership Growth Target by 2027
Services
Authoritative Cooperative Operations
IMSSM digitises existing cooperative operations, providing members with efficient records, communication, and a modern service experience.
Entrepreneurship Development
Helping members build stronger and more sustainable businesses.
Digital Cooperative Services
Using technology to simplify cooperative participation and member management.
Business Education
Providing practical knowledge for entrepreneurship, marketing and financial management.
Community Development
Supporting projects designed to create employment, income and sustainable local development.
Business Networking
Connecting members with opportunities, partners and markets.
Initiative
Empower the Nation Initiative
A community-focused initiative associated with IMSSM, designed to expand cooperative participation, financial inclusion, entrepreneurship, community development and economic opportunity across Nigerian communities.
The initiative works through cooperative structures — organising people locally, introducing digital tools, and connecting members to education, markets and structured financial opportunities.
Explore the Initiative- Cooperative participation
- Financial inclusion
- Entrepreneurship
- Community development
- Digital adoption
- Economic opportunity
Membership
Why become an IMSSM member?
Membership connects you to cooperative services, education, networks and structured opportunities to grow.
Cooperative services
Access structured cooperative services designed around member participation.
Business development
Opportunities to grow, formalise and strengthen your enterprise.
Entrepreneurship education
Practical training built for real Nigerian business conditions.
Financial literacy
Understand savings, records, pricing, credit and money management.
Digital member services
Manage your cooperative participation from your phone.
Business networking
Meet members, partners, suppliers and potential customers.
Financing opportunities
Access to financing opportunities subject to eligibility, approval and applicable terms.
Community initiatives
Participate in community development projects in your locality.
Ready to join a cooperative built for the modern economy?
Register as a member, or sign in to your member area to manage your cooperative participation.
Questions
Frequently Asked Questions
Common questions about IMSSM cooperative membership, loans and activities.
What is this website?
This is the digital platform of IMSSM Cooperative Society. IMSSM is an established cooperative (RC 23569) with over 67,000 members. The website is used to digitise our existing operations, records, and member services.
How much is membership?
The one-off registration fee is ₦5,000. There is currently no recurring annual renewal fee.
When can I apply for a loan?
Members may become eligible to apply approximately 30 days after their membership is verified, subject to eligibility requirements.
What is the loan interest rate?
1.5% monthly using the reducing balance method. Interest is only charged on the outstanding balance.
Is loan approval guaranteed?
No. Every loan application is subject to administrative review, eligibility assessment, and availability of funds.
What is the Business Academy?
A practical, reading-based business education platform designed to help IMSSM members improve their enterprise and financial management skills.
Can I become a coordinator?
Yes. You can apply through the dedicated Coordinator Registration route. Role assignment is subject to available slots and administrative approval.